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Auto electricians insurance

Safeguard your auto electrical business with tailored business insurance designed for Australian motor trades.

What insurance should auto electricians consider?

As an auto electrician, you work with a wide range of electronic parts – which exposes you to a wide range of risks. 

That makes public liability insurance one of the most critical policies for you to consider. And in certain states, it’s mandatory.

At Marsh, we can arrange the insurance you need to help protect your business, employees, customers and you – so you can dull the shock if things go wrong.

What’s covered?

  • Commercial property, business interruption, customer motor vehicle

    Minimum conditions may apply.

  • Choose from $10 million or $20 million public liability cover limit

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Broad limit options available for professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Electronic equipment breakdown cover

    Minimum conditions may apply.

  • Money cover

    Minimum conditions may apply.

  • Glass cover

    Minimum conditions may apply.

  • Coverage specific to business location (with exceptions)

    With the exception of general property and motor vehicle.

Additional cover we can arrange

Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Learn more

Product and services

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

 

 

Product and services

Workplace personal injury

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.



Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Motor industry leaders

More than 800 Australian motor trade and tyre retailer businesses trust Marsh to arrange their insurance. Our reputation simply sets us apart.

20+ years in your industry

Our dedicated brokers have been supporting Australian motor trade clients for more than 20 years – so we understand your unique risk needs.

Consistent and competitive

Marsh brokers use their expertise to find the right cover at the right price – so we can help you get the best deal possible every time.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

As an auto electrician, you’re the expert in electronic parts in motor vehicles. But no matter how skilled you are – or how careful – there’s always a risk of accidentally injuring a customer or damaging their property.

For example, if you accidentally leave some electrical wires on the floor, and a customer trips and falls, they could file a claim against you.

And when a customer claims they have suffered an injury, or that their car was damaged due to your action or advice, you may be liable to compensate for their medical or legal costs. Even if you’re not at fault.

The cost of your insurance will depend on several factors – including your business size, revenue and services provided. 

You can request a call back to speak to a Marsh advisor for a clearer picture.

Yes. If your business meets certain criteria, we can arrange monthly instalments* through premium funders.

To request monthly payments, please contact our team.

Yes. The Victorian Automobile Chamber of Commerce (ABN 63 009 478 209)(VACC) receives a financial benefit when Marsh arranges an insurance policy for VACC members. This enables VACC to continue to provide further services to the automotive industry. 

Related insurance solutions

selected option

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Commercial property cover

Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.

 

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Professional indemnity

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Workplace personal injury

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

*Interest and additional fees may be applicable. Terms and conditions apply.