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Product and services

Commercial vehicle and fleet insurance solutions

Insurance solutions designed to keep your business vehicles and fleets on the road.

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Cover we can arrange

Commercial fleet insurance solutions

If you have a commercial fleet of vehicles, we can cover 15 or more on a single commercial vehicle policy, including cover for third party property damage.

Truck and heavy vehicle insurance solutions

For trucks and heavy vehicles, we can arrange tailored motor vehicle insurance and public liability cover, including cover for specialist trucks.

Public liability for taxi business

Running a taxi business? We can arrange coverage for your vehicle or a taxi fleet against theft or accidental damage including third party damage, public liability and personal injury too if you choose.

Rideshare car insurance

Rideshare or food delivery driver? Ask about our rideshare car insurance solutions that can cover you for both personal and business use.

Theft or accidental damage

If your vehicle is stolen or damaged, you can be covered for the cost of repair or loss. This can include any third-party damage or liability you incur if you’re at fault.

Vehicle hire optional cover

If your business vehicle becomes undriveable, we can help you stay on the road. The optional coverage we arrange aims to provide financial support for a hired vehicle, ensuring that your business operations continue smoothly. Please note that this coverage is available at an additional cost.

Up to $50 million legal liability

Cover up to $50 million to protect you against liability that could damage or destroy your business and livelihood.

Tailored cover for your occupation

Why use a broker?

Choosing commercial vehicle insurance means navigating through products, coverages and policy terminology.

An experienced broker can help you match your business risks to the right business vehicle insurance cover, advocate for you on the cost of that cover, and make sure you enjoy all the benefits you’re entitled to at claim time.

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Why Marsh?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Commercial vehicle and fleet specialists

We’ve been working with taxi, commercial vehicle and trucking businesses for more than 30 years.

Additional cover we can arrange

Products and services

Goods-in transit insurance

Covers your cargo against loss damage, fire or theft. Goods-in-transit can cover your cargo if it is damaged whilst in transit.

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Products and services

Business interruption cover

Loss of income whilst your vehicle is off the road? Business interruption cover can provide some financial relief in the event of an accident or a total loss.

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Products and services

Personal accident

Covers you for serious injury or death due to an accident, providing income whilst you’re recovering and can’t work, or a lump sum for your family if you pass away.

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Products and services

Transport insurance

Cargo, trailer-in-control, downtime cover, other cover you need, we can help you keep your wheels turning

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Frequently asked questions

Personal car insurance typically covers your private vehicle only – for personal use. Some insurers might not cover a personal car insurance claim for an accident that happened while the car was being used for work – such as a delivery.

An exception to this might be if you use your vehicle in a rideshare capacity, for paying passengers.  Talk to your broker about rideshare insurance that covers you for both private and rideshare use.

Business vehicle insurance is designed specifically for vehicles (cars, vans, utes, motorcycles etc) used for commercial purposes. Business vehicle insurance may have extra benefits such as wind screen replacement inclusions or hire car coverage.

It pays to speak to an expert before making a purchase to make sure your cover is right for you.

They’re interchangeable terms meaning the same thing.  It’s insurance against the costs of theft, damage and accidents related to vehicles being used for commercial purposes.

An insurer will, in most cases, cover a driver for reasonable personal use. Just be sure to read your product disclosure statement before you head out on the road.

You should also speak to your insurance broker to confirm the full inclusions and exclusions of your policy.

Possibly. The right cover for you depends on the gross vehicle mass of your vehicles. Check out the heavy vehicles’ insurance page on our website to see the cover available and talk to a Marsh broker about your needs.

Depending on an insurance solution you may need, our brokers can arrange cover for a fleet of 15 vehicles or more.

Yes, if you’re an owner, director or partner of the business and your personal vehicle isn’t the primary vehicle covered under the policy.

The cost of your business vehicle insurance will vary depending on the type and amount of cover you need, the number of vehicles and their type, and what policy add-ons, exclusions or additional cover might suit you. Chat with your broker and tailor an insurance package that suits your business.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

When arranging the concrete truck insurance product, Marsh Pty Ltd (ABN 86 004 651 512, AFSL No. 238983) acts under binding authority on behalf of QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL No. 239545) and not on your behalf.

LCPA 25/174