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National Risk Protection Program

Australian Football NRPP

As the appointed broker for the Australian Football League, Marsh has developed a National Risk Protection Program to help protect affiliated clubs, members and volunteers across the AFL community.

Trusted by the AFL since 2004

About the National Risk Protection Program

The National Risk Protection Program is made up of multiple protection products. This includes public liability and club management liability insurance policies. These are group insurance policies issued by insurers to the AFL. Additionally, the National Risk Protection Program includes asset protection and personal injury protection which are provided through discretionary trust arrangements issued by JLT Group Services Pty Ltd and arranged by JLT Risk Solutions Pty Ltd (who are both members of the Marsh McLennan group). These discretionary trust arrangements are not insurance, because one element of the arrangement involves the trustee’s absolute discretion whether or not to pay a claim and how much to pay. Different types and levels of cover apply depending on your club and/or the competition in which you participate. See below for more information.

National Risk Protection Program – Find your Cover

The Discretionary Trust Arrangement is not an insurance product, because one element of the Arrangement involves the Trustee’s absolute discretion whether or not to pay a Claim and how much to pay. The Discretionary Trust Arrangement is a Managed Investment Scheme made up of two parts: The Scheme Cover and The Insurance Cover.

The Discretionary Trust Arrangement was established to help manage the Members’ risk of personal injury. For more information please read the Australian Football National Risk Protection Program Discretionary Trust Arrangement Product Disclosure Statement.

The Asset Protect and Personal Injury covers are each provided through a Discretionary Trust Arrangement. Each Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). The cover provided by the Discretionary Trust Arrangements is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges and provides any advice in relation to general insurance products (i.e. not the Discretionary Trust Arrangement) and is not the insurer.

Marsh, JGS and JLT are part of the Marsh McLennan group of companies and remunerated for the services they provide including though commission from insurers and/or fees charged to product holders. Ask us for more details before we provide you with any services (you can contact us on +61 2 8864 8888).

This page contains general information and does not take into account your individual objectives, financial situation or needs. You should consider these and the product terms before making a decision about a product. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements. These are available on request from Marsh (in respect to general insurance policies) and JLT (in respect to the Discretionary Trust Arrangements). The Target Market Determinations for the Discretionary Trust Arrangements are available at Target Market Determinations | Marsh.

LCPA 24/067