We can arrange insurance for a wide range of pet professions and services, including:
Dog and pet trainers
Dog and pet groomers
Dog walkers
Pet sitters
Pet therapists
Pet boarders
Therapy animal services.
What is insurance for pet professionals?
Pet professional insurance is specifically designed for individuals and businesses that work with or provide services for pets. It helps provide protection against various risks and liabilities that are unique to the pet industry.
You would consider this type of insurance if you ran a business that provides a professional service for pets, including, for example:
- doggy daycare or preschool
- animal training
- boarding kennel
- pet sitting or minding
- dog walking
- pet therapy
- pet grooming
Types of pet industry insurance
Australia's pet industry spans a wide range of specialist occupations, each with its own risk profile. Here's a closer look at pet industry insurance considerations for three of the most common professions.
Cover we can arrange
Public & product liability insurance
Help protect your business against third-party claims of injury or property damage, and costly legal fees.
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$10 million or $20 million public liability cover limit
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Key inclusions: Product liability, advertising liability, loss of keys cover
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Coverage Australia-wide
Professional indemnity insurance
Help protect your business against claims of incorrect or misleading advice, breach of duty or negligence.
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Up to $10 million professional indemnity cover limit
The limit of liability is the maximum amount that can be provided under the insurance policy.
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Coverage Australia-wide
Additional cover we can arrange
Why Marsh?
Why should you choose Marsh to arrange your insurance solutions?
Frequently asked questions
We arrange insurance for a wide range of pet services.
If you don’t see your service listed, just reach out to a Marsh representative. We’re here to help.
It’s currently not mandatary for pet sitters and boarders to have public liability insurance.
But your work exposes you to a range of risks unique to the industry – like an animal altercation, an injured paw, or an escaped furry friend.
As such, Marsh recommends public liability to help cover you and your business in the event of a claim.
There are currently no regulations for pet walkers.
But you face a range of unique industry risks on the job, such as an unpredictable dog pairing, a furry runaway, or an untrained pooch causing havoc.
As such, Marsh recommends considering public liability insurance to help cover you and your business.
Veterinary fees are an optional extension under most pet professionals policies. This optional extra can help cover veterinary fees for injury or illness to animals under your care.
Talk to one of our team members if you want to know more.
Pet day care and pet minding are services you carry out either at your residence or the client’s residence without an overnight stay.
Pet boarding is where the pet stays at your residence for a certain time (longer than a day).
If you perform additional activities during the policy period, you’ll need to tell us so we can include these under your policy. We may need to adjust your premium depending on the type of activities you provide.
Yes, if you run a pet sitting service, you should consider pet professionals insurance because it can provide important protection for your business liabilities.
If a pet were injured in your care through a mistake or error you made (or negligence), pet professionals insurance could help cover your business for the cost of injuries, damages, and even legal fees.
There is no single insurance policy legally required of pet groomers in Australia. However, the hands-on nature of grooming work - handling nervous animals, using sharp tools and chemical products - creates real risks that are worth protecting against.
Marsh recommends pet groomers consider:
- Public liability insurance: helps protect your business against third-party claims of injury or property damage - for example, if a pet bites a bystander or a grooming product causes an adverse reaction
- Professional indemnity insurance: helps cover claims arising from advice or services that a client disputes or considers negligent
- Veterinary fee cover (optional extension): can help cover the cost of vet treatment for animals injured while in your care
Whether you operate from a salon, a mobile van, or a client's home, Marsh can arrange pet groomer insurance solutions designed around your business.
This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.
Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238 983) (“Marsh”) and Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238 369) (“MAI”) arrange the general insurance (i.e. not the Discretionary Trust Arrangement) and are not the insurer.
Discretionary Trust Arrangements are issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417 964) (“JGS”). Any advice or dealing in relation to a Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). The cover provided by a Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements (PDSs) available from the relevant product issuer. Target Market Determinations (TMDs) are available here.
Marsh, MAI, JGS and JLT are all businesses of the Marsh group.
LCPA 26/2903