Terms and Conditions of Entry into “Marsh 2026 Toyota AFL Grand Final” Competition

Terms and Conditions of Entry into “Marsh 2026 Toyota AFL Grand Final” Competition

1. Information on how to enter and prize details form part of these conditions. Entry into this Competition is deemed acceptance of these terms and conditions of entry.
2. The Promoter is Marsh Pty Ltd (ABN 86 004 651 512 AFS licence number 238 983) of One International Towers, 100 Barangaroo Ave, Sydney NSW 2000, Australia ("Promoter" or “Marsh”).
3. This Competition will be promoted to existing and prospective clients of Marsh including Marsh partners, who have consented to receiving communications of this nature.
4. Marsh has the permission of Australian Football League (ABN 97 489 912 318) of 140 Harbour Esplanade Docklands VIC 3008 (“AFL”) to run this Competition; and AFL is the supplier of the prize.
5. The “Marsh 2026 Toyota AFL Grand Final” Competition (“Competition”) commences at 8:00am AEST on Wednesday 25 March 2026 and ends at 11:59pm AEST on Friday 7 August 2026 ("Competition Period").
6. Entry is open to Australian residents who are aged 18 years and older with a valid email address and comply with condition 8 below (“Eligible Entrant”). Eligible Entrants will be required to provide proof of eligibility to redeem their prize.
7. Employees (and their immediate family members) of the Australian Football League (AFL), Marsh, or any other Marsh McLennan Group entity and agencies associated with this Competition are ineligible. An ‘immediate family member’ includes any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
8. An Eligible Entrant must, during the Competition Period:
   1. Purchase or renew a small-medium business insurance policy with Marsh, including:
   2. Aviation
   3. Contract Works
   4. Cyber
   5. Directors & Officers
   6. Engineering
   7. Houseowners
   8. Liability (public liability/management liability)
   9. Marine
   10. Miscellaneous
   11. Motor (Motor Trade Insurance, Heavy Motor insurance, commercial motor insurance)
   12. Package
   13. Personal Accident
   14. Professional Indemnity
   15. Property
   16. Warranty
   17. Workers’ compensation (WA, NT, TAS, & ACT)
   18. Accept the competition Terms and Conditions.  Which are published on this Terms & Conditions page (https://www.au.marsh.com/forms/events/afl-grand-final-tickets-competition-terms-and-conditions.html
   19. Accept and consent to Marsh’s Privacy Notice accessible on the Marsh website via the URL https://www.marsh.com/au/privacy-notice.html where required within the Brand Survey to confirm how Marsh (as the Promoter) will collect, hold, use and share your personal information.
9. (together an “Eligible Entry”).A maximum of one (1) Eligible Entry per insurance product held by an Eligible Entrant applies within the competition period.
10. The total prize pool value is AUD $6,389. There will be two (2) individual prizes in total. An Eligible Entrant cannot win more than one (1) prize. The prizes consist of:
    1. 1^st Prize: 2 tickets to the 2026 Toyota AFL Grand Final, and a $2,000 travel voucher for travel to Melbourne.
    2. 2^nd Prize: 2 tickets to a select preliminary final in the 2026 Toyota AFL Finals Series
11. The prize must be taken as offered and cannot be transferred, exchanged or redeemed for cash. The prize value is the recommended retail price including GST.
12. The prizes are subject to supplier and venue terms and conditions.
13. Prize tickets are only valid for the 2026 Toyota AFL Grand Final or a select preliminary final in the 2026 Toyota AFL Finals Series.
14. The Competition prize details are correct at the time of publishing these Terms and Conditions.
15. The winners will be determined at 12:00pm AEST on Wednesday 12 August 2026. The winners will be determined by way of random electronic selection from the survey’s unique identifiers by the Promoter from the Eligible Entries. Two winners will be chosen by random draw which will take place at Marsh, One International Towers, 100 Barangaroo Ave, Sydney NSW Australia 2000. The Promoter will take all reasonable steps to contact the winners as set out below in clause 18.
16. This is a game of chance and skill plays no part in determining the winners.
17. The Promoters decision (including any decisions as to prize distribution) is final and the Promoter will not enter into correspondence concerning the results.
18. The winners will be notified by email in writing within two (2) days of the draw using the email address provided at the time of entry. If reasonable efforts and attempts to contact the winners are unsuccessful after two (2) weeks and the prize remains unclaimed, then the prize will be forfeited. An unclaimed prize draw will take place on Monday 31^st August 2026 at the same location and time as the original draw. To claim the prize, the winners must respond in writing by email.
19. The surname, first initial and postcode of the winners will be published on this Terms & Conditions page (https://www.au.marsh.com/forms/events/afl-grand-final-tickets-competition-terms-and-conditions.html) within 2 business days of the draw.
20. The Promoter and AFL accept no responsibility for any entries not received for any reason during the Competition Period. No responsibility will be taken for lost, late or misdirected entries. The Promoter and AFL are not responsible for technical difficulties with the entry mechanism and does not warrant that the entry mechanism will be available at all times.
21. If this Competition is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any individual; or (b) to modify, suspend, terminate or cancel the Competition, as appropriate.
22. Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investment Commissions Act 2001 (Cth) or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter and AFL (including their respective officers, employees and agents) exclude all liability (including negligence), for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of this Competition.
23. Any Eligible Entrant who, in the opinion of the Promoter, tampers or interferes with the entry mechanism in any way, or who does not properly comply with the entry process, will be ineligible to win.
24. The Promoter and AFL reserve the right to disqualify entries in the event of non-compliance with these terms and conditions of entry. In the event there is a dispute concerning the conduct of the Competition, the decision of the Promoter is final and binding on each Eligible Entrant and no correspondence will be entered into.
25. Eligible Entrants consent to the Promoter and AFL using the Eligible Entrant’s name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter or AFL.
26. The Promoter and AFL accept no responsibility for any tax liabilities that may arise from winning the prize. (Cth).
27. Nothing in these Terms and Conditions restricts, excludes, or modifies any consumer rights under any statute including the Competition and Consumer Act 2010 (Cth).
28. Subject to the previous paragraph, the Promoter and AFL are not liable (including in negligence) for any loss (including indirect, special or consequential loss or loss of profits), expense, damage, personal injury (including allergies, skin conditions or other reactions, as relevant), illness or death suffered in connection with this Competition or any prize, except for any liability which under statute cannot be excluded (in which case that liability is limited to the greatest extent allowed by law).
29. Without limiting the previous paragraph, the Promoter and AFL are not liable for any cancellation, loss of, damage to or delay in delivery of prize/s, or for any damage that occurs to displayed prize/s (where relevant).
30. Travel, accommodation, and food and beverage expenses, as well as any other associated costs with claiming the prize are not covered and are the sole responsibility of the winner, unless otherwise provided for in these Terms and Conditions. You must be eligible to travel to where the prize is redeemed, and the Promoter and AFL will not take any responsibility for any travel or entry requirements in any jurisdiction.
31. These Terms and Conditions are governed by and shall be construed in accordance with the laws of New South Wales, and the Eligible Entrant agrees to the non-exclusive jurisdiction of the courts of New South Wales.  However, if a trade permit is applicable to the Eligible Entrant, the laws and courts of the relevant jurisdictional authority where the Eligible Entrant, ordinarily resides shall apply.
32. Authorised by the Australian Football League (AFL) Grand Final Promotion Code: GFAFL26/18.
33. Authorised under ACT Permit No. TP 26/00594.
34. Authorised under South Australia Permit No. TP 26/450

*Terms and conditions apply. Entry upon purchase of applicable insurance policy. Authorised under ACT Permit No. TP 26/00594. SA permit no. T26/450. 
AFL Authorised GF Promotion GFAFL26/18.

LCPA 26/1779